A metal roof in Florida costs between $7 and $30 per square foot installed in early 2026, with the range driven primarily by panel type, location within the state, and gauge. Exposed-fastener systems (5V crimp, R-panel) typically run $7 to $15 per square foot installed; standing seam systems run $9 to $30 per square foot installed depending on substrate and finish. South Florida HVHZ jobs (Miami-Dade and Broward) sit at the upper end; North and Central Florida sit at the lower end.
About the numbers in this article: The pricing ranges here come from publicly published Florida contractor surveys and material price reports as of early 2026. They reflect typical installed costs (materials and labor combined) for residential reroofs, not RPS direct pricing. RPS is a panel manufacturer, not a roofing contractor; we sell to contractors and to homeowners working with their own crew. For an RPS-specific quote on panels, trim, and accessories for your job, contact our team in Welaka or call 386-222-6779. Cost data was current at time of writing in early 2026; metal coil prices have moved significantly in the past 12 months and are likely to continue moving.
Key takeaways
- Material pricing is rising fast in 2026. Aluminum producer prices were up roughly 33% year-over-year and steel up 20.7% as of January 2026, per the Associated General Contractors of America. Quotes more than 60 days old should be re-priced.
- Exposed-fastener panels (5V, R-panel) are the cheapest entry point. $7 to $15 per square foot installed for a residential job in non-HVHZ Florida.
- Standing seam runs 30 to 50% higher than exposed-fastener. $9 to $30 per square foot installed, depending on substrate (steel vs aluminum) and finish (Galvalume vs Valspar Weather XL vs PVDF/Kynar).
- HVHZ adds roughly 20 to 30%. Miami-Dade and Broward HVHZ jobs sit at the top of the statewide range due to stricter code requirements, NOA-only product approvals, and higher local labor demand.
- Tear-off, deck repair, and underlayment are line items contractors quote separately. Tear-off runs $1.50 to $3.00 per square foot; deck replacement $2 to $5 per square foot of damaged area; high-temperature self-adhered underlayment varies by manufacturer.
Why 2026 pricing is harder to nail down than usual
Two things changed in 2025-2026 that make any “Florida metal roof costs $X per square foot” answer less reliable than it would have been three years ago.
First, material costs spiked. The Associated General Contractors’ January 2026 producer price index report showed aluminum up roughly 33% year-over-year, steel up 20.7%, and copper and brass up nearly 15.7%. The economist behind that report called these the largest year-over-year increases in several years. For metal roof panel pricing, that means quoted material costs from Q4 2024 are no longer accurate, and contractors are tightening bid validity windows from the typical 30 days to 14 days or less.
Second, HVHZ versus non-HVHZ is widening. Miami-Dade and Broward jobs have always cost more than rural Putnam County jobs. In 2026 the gap is bigger because HVHZ-specific Notices of Acceptance (NOAs) are pricier to maintain, fewer panel systems carry HVHZ-current approvals, and South Florida labor demand outpaces the rest of the state. North Florida residential metal jobs are landing around $8 to $13 per square foot installed; South Florida HVHZ jobs are landing around $11 to $17 per square foot.
For contractors quoting customers, the takeaway is: do not rely on an annual ballpark. Re-price your materials more often, and put an explicit expiration date on your quotes.
Pricing by panel type (early 2026, Florida, installed)
The numbers below are publicly published contractor survey ranges as of early 2026. They are starting points for budgeting, not RPS quotes. For an actual material quote from RPS for your job, request a free CAD takeoff.
5V crimp
$7 to $12 per square foot installed for residential work, with rural and agricultural jobs sometimes below that range. The reason 5V is the cheapest option: 24-inch panel coverage, simple exposed-fastener pattern, no clips, no seamer, and crews can run it fast. Material cost (panel only) for a 26-gauge Galvalume mill finish 5V from a Florida manufacturer typically falls in the $1.50 to $3.50 per square foot range before painted finishes and trim, but those material numbers move with the steel index.
5V is for residential and agricultural roofs. Not commercial. Not low-slope below 3:12 per FBC Section 1507.4.2.
Super Pro 5 Rib (standard R-panel)
Roughly $7 to $14 per square foot installed for residential, agricultural, or commercial work outside HVHZ. The 36-inch coverage means a crew installs more square footage per labor hour than they do with 5V, which partly offsets the slightly higher material cost on the wider panel. Use cases include barns, light commercial, and standard residential where the customer wants the ribbed look.
Super Pro PBR (post-frame and high-load R-panel)
Roughly $8 to $15 per square foot installed for post-frame, pole barn, and longer-span work. PBR’s 1 1/4-inch rib (versus 3/4-inch on Super Pro 5 Rib) is engineered to bear directly against a purlin without crushing under fastener load, which is why it costs slightly more per square foot but performs over open framing where the standard 5 Rib would not.
Pro Loc Standing Seam
The big spread in standing seam pricing comes from substrate and finish. $9 to $16 per square foot installed for steel Galvalume Pro Loc. $10 to $25 per square foot for aluminum Pro Loc with PVDF finish on coastal jobs. The labor premium on standing seam comes from clip layout and seaming; the material premium comes from the finish and substrate choice.
For coastal jobs within 1,500 feet of salt water (where the Valspar Weather XL warranty excludes coverage), most contractors recommend Pro Loc in .032 aluminum with PVDF/Kynar, which puts that job in the $14 to $25 per square foot installed range. The premium is real. The salt-air corrosion problem it avoids is also real.
What’s actually in a Florida metal roof quote
A metal roof is a system, not just panels. Below is the line-item structure most Florida contractor quotes follow. If a quote does not separate these, that is a flag (and exactly the issue we covered in our post on lowest-bid metal roofing).
| Line item | Typical 2026 range | Notes |
|---|---|---|
| Panel material | $1.50 to $5.00 per sqft | Depends on gauge, profile, finish, substrate. Aluminum runs higher. |
| Trim and accessories (eave, gable, valley, ridge, transition) | $0.75 to $2.50 per sqft | Function of how complex the roof is. |
| Underlayment (high-temperature self-adhered) | $0.50 to $1.50 per sqft | Required under metal in Florida heat. Synthetic costs less; self-adhered seals around fasteners. |
| Fasteners, closures, sealants | $0.25 to $0.75 per sqft | Often quoted as a lump sum. |
| Tear-off and disposal of existing roof | $1.50 to $3.00 per sqft | Higher with two existing layers. |
| Deck repair (when needed) | $2 to $5 per sqft of damaged area | Discovered during tear-off, not before. |
| Labor (panel install + trim) | $3 to $8 per sqft | Higher in HVHZ, higher on steep or complex roofs. |
| Permit | $300 to $800 | Varies by county. |
Sources: Modernize 2026 Florida average; PITCH Roofing 2026 cost guide; FAS Exteriors 2026 guide; RPS direct material pricing observation.
Regional adjustments: HVHZ, coastal, and North Florida
Florida is not one market. The same panel system on the same house costs meaningfully different amounts depending on location.
South Florida HVHZ (Miami-Dade, Broward): Add 20 to 30% to non-HVHZ pricing. The increase comes from HVHZ-specific Notices of Acceptance, stricter testing requirements under FBC Section 1521, tighter fastener patterns, and higher labor demand. South Florida residential metal jobs are landing around $11 to $17 per square foot installed in 2026.
Coastal (within five miles of open salt water): Plan on aluminum or PVDF finish. The price premium versus inland Galvalume is real but the substrate-corrosion exposure for inland-spec materials is also real. Coastal Roofing of South Florida cites a 20 to 30% premium for properties within 10 miles of ocean, which is consistent with what we see in panel material differences.
North and Central Florida (non-HVHZ, non-coastal): $8 to $13 per square foot installed for most residential exposed-fastener work; $10 to $18 per square foot for standing seam. Lower labor rates, fewer regulatory hurdles, and broader product approval coverage all contribute.
What contractors should tell their customers about 2026 pricing
Three things worth saying out loud in customer conversations this year:
- Quote validity matters. With aluminum up 33% year-over-year, a quote that sat for 60 days is no longer accurate. Tighten validity to 14 to 21 days and re-quote if the customer takes longer to decide.
- The cheapest panel is rarely the cheapest roof. Cost-only comparisons miss trim completeness, fastener spec, lead time, and warranty. We covered this in Cheap Panels, Expensive Projects.
- The wind mitigation conversation is real money. A correctly documented metal reroof can move credits on the OIR-B1-1802 wind mitigation form, which can offset a meaningful portion of the metal-versus-shingle price gap over the policy lifetime.
How RPS factors into a Florida metal roof quote
We’re a panel manufacturer in Welaka, not a roofing contractor. Where we fit in a metal roof job:
- Panels and trim manufactured to spec, in-house. Super Pro 5V, Super Pro 5 Rib, Super Pro PBR, and Pro Loc Standing Seam, with a 24 to 48 hour standard turnaround on most orders.
- Free CAD takeoff service. Aerial imagery, square footage and waste factor, panel profile recommendation, full material list. Useful when a contractor is bidding a job and wants accurate panel quantities before pricing.
- Color and finish consistency. Batch control on Valspar Weather XL and PVDF/Kynar finishes so additions and repairs match the original install.
We do not quote installed prices. The labor side comes from the contractor, and labor varies enough across Florida that any installed-price quote we issued would mislead more than it helped.
For an RPS-specific material and trim quote on your job, request a free CAD takeoff or call 386-222-6779.